Terms and Conditions for RupeBeeApp

Introduction

Welcome to RupeBeeApp (“the App”), your comprehensive digital platform for financial tools, literacy, calculators, fraud protection, and personalized support. By using the App, you agree to the following Terms and Conditions, which govern access to our features, services, and content. Please read these Terms carefully before using the App.

1. Acceptance of Terms

By downloading, accessing, or using RupeBeeApp, you confirm your agreement to these Terms. If you do not agree, please do not use the App.

2. Eligibility

Users must be at least 18 years old or of the age of majority in their jurisdiction.

For registration and authentication, valid government-issued identification (e.g., Aadhaar, PAN card) may be required.

3. User Accounts and Registration

Users must provide accurate, current information during account creation.

You are responsible for maintaining the confidentiality of login credentials and all activity under your account.

In case of suspicious activity or unauthorized access, please notify us immediately.

4. Privacy and Data Protection

Your personal information and data are processed according to our Privacy Policy, including secure authentication and encrypted communication.

Sensitive data such as financial details, personal identification, and usage records are protected using industry-standard security protocols.

5. App Features & Usage

a. Financial Calculators and Literacy

The financial calculators, budgeting tools, and educational modules are intended for informational purposes only and do not constitute personalized investment or financial advice.

Calculations and literacy content are subject to change and may not reflect real-time market or regulatory updates.

b. Security and Fraud Protection (Shield Module)

The Shield module offers tools such as fraud detection, security alerts, and complaint filing, designed to help protect your account and educate you about digital threats.

AI-based fraud simulation and security warnings are intended as guidance; users should exercise caution and verify independently in case of alerts or warnings.

c. Authentication & Data Submission

Biometric face verification, video/audio queries, and other data submission features use secure transmission and storage practices.

6. Third-Party Services & Integrations

The App may integrate with third-party services (e.g., APIs, payment gateways). RupeBeeApp is not liable for actions, content, or data breaches by third-party providers.

7. Intellectual Property

All content, designs, workflows, and code (including the app's organization, calculators, educational material, illustrations, and UI elements) are the intellectual property of RupeBeeApp or its licensors.

Unauthorized reproduction or reuse is prohibited.

8. Limitation of Liability

RupeBeeApp is provided “as is” without warranties of any kind. Use of calculators, educational content, security features, and support modules is at your own risk.

The App does not guarantee financial outcomes, successful fraud prevention, or uninterrupted service.

RupeBeeApp is not responsible for losses, damages, or liabilities arising from use or reliance on any content or feature of the App.

9. User Responsibilities

You agree to use the App in compliance with applicable laws and regulations.

You agree not to use the App for any unlawful, fraudulent, or abusive purposes.

You agree not to attempt unauthorized access, reverse engineering, or disrupt the App's operation.

10. Updates & Modifications

The Terms and Conditions may be updated periodically. Continued use of the App after updates constitutes acceptance of the revised Terms.

Significant changes will be notified inside the App or via registered email.

11. Support & Contact

For customer service or technical support, please use the support module inside the App, or contact our official support channel.

For complaints related to security, fraud, or grievances, use the Shield module's complaint filing feature.

12. Termination

RupeBeeApp reserves the right to restrict or terminate access for violation of these Terms or other misuse.

On termination, all user data retained by the App will be handled as per our Privacy Policy.

By continuing to use RupeBeeApp, you confirm that you have read, understood, and agreed to these Terms and Conditions.